Consumer Credit Risk Analyst
Financial Management @Safa Fatima posted 1 month ago in Banking, Insurance & DFI's Shortlist Email JobJob Detail
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Job ID 262374
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Job Type Permanent
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Job Shift Morning
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Degree Title BBA/MBA in Finance
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Experience Upto 5 Years
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Gender Not Specified
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City Karachi
Job Description
Job Purpose
To support the identification, assessment, monitoring, and reporting of consumer credit risk exposures in line with the Bank’s risk management framework and regulatory requirements.
Key Responsibilities
- Monitor and analyze consumer credit portfolios including personal loans, auto finance, credit cards, and mortgage products.
- Prepare periodic risk reports, portfolio reviews, and MIS for management and committees.
- Identify emerging credit risks, delinquency trends, and recommend mitigation measures.
- Conduct portfolio analysis, stress testing, and risk assessments.
- Ensure compliance with internal policies and SBP prudential regulations related to consumer finance.
- Coordinate with business, collections, operations, and compliance teams for risk-related matters.
- Assist in development and enhancement of consumer credit risk policies and procedures.
- Support internal/external audits and regulatory inspections.
- Perform any other task assigned by the supervisor related to risk management functions.