Deputy Head – Credit Risk
Financial Analysis @Safa Fatima posted 1 month ago in Banking, Insurance & DFI's Shortlist Email JobJob Detail
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Job ID 262368
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Job Type Permanent
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Job Shift Morning
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Degree Title Finance
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Experience Upto 5 Years
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Gender Not Specified
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City Karachi
Job Description
Key Responsibilities:
- Assist in development and implementation of Credit Risk policies, frameworks, and procedures
- Evaluate and assess credit proposals for corporate, SME, and retail portfolios
- Monitor overall credit portfolio quality and identify emerging risks
- Ensure compliance with regulatory guidelines and internal credit standards
- Conduct risk grading, credit scoring, and stress testing of portfolios
- Support in setting credit limits and exposure controls
- Prepare periodic credit risk reports for senior management and board committees
- Coordinate with business units to ensure balanced risk-reward decisions
- Assist in early warning signal (EWS) identification and recovery strategy planning
- Contribute to Basel/IFRS 9 related risk assessment and reporting activities
- Guide and mentor junior risk officers in the department